IMPORTANT! THESE TERMS AND CONDITIONS (THESE “TERMS AND CONDITIONS”) GOVERN THE USE OF VFP WEBSITE (THE “WEBSITE”) BY YOU AND YOUR EMPLOYEES AND AGENTS (COLLECTIVELY REFERRED TO AS “YOU”). BY USING THE WEBSITE, YOU AGREE TO ALL OF THE PROVISIONS CONTAINED OR REFERRED TO IN THESE TERMS AND CONDITIONS. VFP RESERVES THE RIGHT TO CHANGE THESE TERMS AND CONDITIONS AT ANY TIME IN ITS SOLE DISCRETION. YOUR USE OF THE WEBSITE AFTER SUCH CHANGES ARE POSTED TO THE WEBSITE CONSTITUTES YOUR ACCEPTANCE OF THE CHANGES. PLEASE CONSULT THESE TERMS AND CONDITIONS REGULARLY.